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5 stories for “credit”

Retail

Lenskart sees ₹1,857 crore block deal at ₹630

2.95 crore shares change hands at a 1.65% discount; secondary sale leaves the balance sheet untouched but signals investor rotation.

Meera Iyer · 29 Aug · 4 min read

Retail

The kirana did not get digitised. It got a QR and a delivery problem.

Five years of "empower the unorganised retailer" left a sticker on the glass and the order going to a dark store. Here is what actually changed.

Meera Iyer · 19 Aug · 7 min read

Payments

PhonePe is a payments company that wants to be a switch. Those are different jobs.

UPI made a giant. The next decade is whether that giant is a surface, a lender, or the rails themselves.

Kabir Menon · 12 Aug · 7 min read

Ecommerce

Meesho already won the customer everyone else is still pitching.

Value commerce is not a tier-2 story. It is the majority of Indian ecommerce, and it does not care about your 10-minute milk.

Meera Iyer · 10 Aug · 6 min read

Opinion · Payments

The next UPI war is credit. It will not look like credit.

The ping will feel the same. The balance sheet will not. Every app with a QR is auditioning to be a lender.

Kabir Menon · 8 Aug · 6 min read